Regular investing involves putting in a fixed amount of money at set intervals into investment options like mutual funds. This approach promotes financial discipline and helps manage market fluctuations over time.
A mutual fund pools money from multiple investors and invests it across various assets like stocks, bonds, or money market instruments. It’s managed by professional fund managers to help diversify and grow your money.
Saving keeps your money safe but idle, while investing aims to grow your wealth over time through returns. Investments can benefit from compounding and market growth, especially over the long term.
Yes, in most open-ended mutual funds, you can withdraw anytime. However, some funds may have lock-in periods or exit charges for early withdrawals, so it’s important to check the terms.
It’s a fund that doesn’t have a fixed maturity. You can buy or redeem units at any time based on the Net Asset Value (NAV), offering liquidity and flexibility to investors.
Yes, starting with regular investments in mutual funds is a good choice for beginners. It promotes consistency and reduces risk through diversification and averaging, although market risks still apply.
Missing a scheduled investment usually doesn’t incur penalties, but repeated misses might disrupt automated investment setups. Your past investments will remain unaffected.
Dividends are a portion of a company’s profit distributed to shareholders. Companies that are financially stable and profitable often pay regular dividends to reward investors.
Market capitalization is the total value of a company’s shares, calculated by multiplying its share price by the total number of outstanding shares. It helps categorize companies as large-cap, mid-cap, or small-cap.
Trading focuses on short-term buying and selling for quick profits, often based on price movements. Investing is long-term, aiming to build wealth by holding fundamentally strong companies over time.
A bullish market indicates rising prices and investor confidence, while a bearish market signifies falling prices and pessimism. These terms reflect overall market sentiment.
